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Posted by on Mar 27, 2017 in Contributing Expert, Money & Finances, Money Mindset | 0 comments

Don’t Let Your Money Beliefs Sabotage Your Wealth and Happiness

Don’t Let Your Money Beliefs Sabotage Your Wealth and Happiness

Several years ago, I was interviewed by Lorwai Lan, the brilliant radio show host of Your Money and Your Mindset. My topic was It’s Never Too Late to Become a Midlife Millionaire. I later discovered that this interview was the top downloaded podcast on the CEM network with over 30,000 downloads. You can access it by clicking here.

One of the things I discuss is mindset. The idea of mindset is so important because unless you have a healthy relationship with money, no matter how much you earn or have, you will never be able to keep it, grow it, or feel secure and joyful about it. This is why 70% of lottery winners squander away their winnings within a few years. We have all heard these stories and think, “I’d never do that!” Oh really?

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Posted by on Mar 20, 2017 in Contributing Expert, Money & Finances, Money Mindset, Retirement | 0 comments

Are You Confident About Retirement?

Are You Confident About Retirement?

My husband and I recently met with our financial planner, John Steves.  He is my fabulous former partner at Ameriprise.  Yes, even though I am a Certified Financial Planner, I still have my own advisor. It keeps my husband and me disciplined.  Besides, I am a ‘big picture’ person, and John is a ‘detail’ person who does the number-crunching and also has his ears and eyes on the market daily.

Having a trusted adviser is one of the very best gifts you can give to yourself.  I can assist you with the big picture, the discovery process, and help you create a game plan. However, you also want someone to run your financial plan, looking at every area of your financial life, including what would happen if you died prematurely or couldn’t do what you do anymore.  Too often I hear of advisers just looking at the investments or just the insurance.  True financial planning includes six areas of your life:

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Posted by on Oct 3, 2016 in Business & Marketing, Business Mindset, Money & Finances, Money Mindset, Retirement, Smart Women Tips, Success | 0 comments

Are you ready to take the Leap?

Are you ready to take the Leap?

I was talking with a friend yesterday who told me that she had lunch with several women in their late 50s and early 60s who were discussing their “Dream Jobs.” I couldn’t believe it. Most women would be planning for retirement, but instead, these ladies were dreaming about their perfect job.

Why the mindset shift? I believe it’s because many women have spent their lives living someone else’s dream. By midlife, the kids have probably left home and the spouse may be approaching retirement and looking to slow down. Many women are finding this to be the ideal time to explore, reinvent, and try something totally new.

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Posted by on May 18, 2016 in Business & Marketing, Contributing Expert, Enlightenment, Inspirational Audio & Video, Mind, Body & Spirit, Mindset, Money & Finances, Money Mindset, Movie Reviews | 0 comments

‘Money Monster’ surveys lessons in responsibility

‘Money Monster’ surveys lessons in responsibility

“Money Monster” (2016). Cast: George Clooney, Julia Roberts, Jack O’Connell, Dominic West, Caitriona Balfe, Giancarlo Esposito, Christopher Denham, Lenny Venito, Dennis Boutsikaris, Emily Meade, Condola Rashad, Aaron Yoo, Carsey Walker Jr., Greta Lee, Makhaola Ndebele, Darri Ingolfsson. Director: Jodie Foster. Screenplay: Jamie Linden, Alan DiFiore and Jim Kouf. Story: Alan DiFiore and Jim Kouf. Web site. Trailer.

We’re all no doubt aware of the notion that “actions speak louder than words.” However, many of us may be less familiar with the corollary that “consequences speak louder than actions” (even though we’ve often personally felt its impact). So how do we cope with the potentially troublesome effects of this principle? It often comes down to a question of responsibility, a concept explored from multiple angles in the gripping new thriller, “Money Monster.”

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Posted by on Feb 2, 2016 in Money Mindset, Smart Women Tips | 0 comments

How to find money to invest

How to find money to invest

In today’s tip, I want to show you how to create an Investment Portfolio totally funded by free money!  Creating wealth and what I call Awakened Prosperity which includes health, wealth and happiness – doesn’t normally happen just by accident. Wealth and prosperity in most cases are created through a combination of many smart choices and smart habits.

So my tip today is about just one way to find money to invest for your retirement by being a smart shopper!

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Posted by on Aug 25, 2015 in Money & Finances, Money Mindset, Retirement, Smart Women Tips | 0 comments

How to Get Clear Before Starting a Business in Retirement

How to Get Clear Before Starting a Business in Retirement

You’re not alone if you are one of the 80,000 Baby Boomers who is approaching or currently in retirement and looking for a way to generate income to supplement your savings, Social Security, and pension.

Many of the women I work with are looking for a way to generate this income by starting some sort of business that will allow them to leverage their unique abilities and talents as well as give them the freedom to travel, take care of themselves and give back.

I believe for most, the new retirement solution will be a combination of work, fun, learning, and giving back.

Before quitting your job, taking an early retirement to start a business in retirement, there are three steps I recommend you take:

Step #1: See where you stand financially by creating a financial plan. Yes, this means meeting with a financial planner who can help you take a peek at what you want to do before you do it. A financial planner can help you look at your current income, expenses, debt, investments, insurance and company and government benefits to help you see alternate scenarios before you take a leap.

  • Examples could be downsizing, working part time, how working longer affects pensions and Social Security, even moving overseas where costs are much lower. BTW, I’ll be interviewing Kathleen Peddicord of Live and Invest Overseas about doing just this.
  • In fact, reducing your expenses just $10,000 per year during retirement can have the net effect of $250,000, because at 4% it would take an additional $250,000 to generate that $10,000 over a 30 year period.
  • Doing a financial plan can also tell you how much income you need to generate from a business to cover your income shortage.

Step #2: Create a formal business plan. Take some time to work with a business coach or your CPA to help you create your business plan, identify what type of business you want to create, how you would generate revenue, programs, products, services and the key players you will need in the business. There is a lot more to this, including branding, marketing and outsourcing, but the key here is to plan before you leap.

  • One mistake I see people make is to retire thinking they can start a business which will give them freedom and income, only to find themselves overwhelmed, losing money and wondering what they got themselves into.
  • You can keep your business model very simple by doing the planning before you put your shingle out.

Step #3: Assess your strengths and weaknesses by understanding the concept of Front Stage/Back Stage

How many business owners start a business looking for freedom only to end up as the “Chief Cook and Bottle Washer” vs. thriving by focusing on their unique abilities in a team where others are doing the same?

  • Example of Front Stage: Someone who is a “Front Stage” person could work for a CPA firm, but would not be happy behind a computer working with numbers. In fact, a “Front Stage” person would be terrible at it. “Front Stage” people flourish by growing the firm, developing relationships with new clients and strategic partners, and problem solving, but they would want to hand-off the details to their team of “Back Stage” folks. Neither is better than the other — they both play very different and important roles. You can be an engineer, CPA, consultant, graphic designer, yoga teacher, and be in either one of these roles.
  • Example of Back Stage: A young lady who worked for me a few years ago had an engineering degree from U of M, with a specialization in accounting and got a job as a financial planner after graduating. She passed all her exams and loved working on the financial analysis. She thought she had found a career she loved until she was told that it was now time to get on the phone and find clients. She ended up leaving the career feeling like a failure. This is sad, yet it happens so often.

I immediately saw she was a “Back Stage” person and helped her get a job doing administrative work for a local CPA firm. She is now thriving managing the details for the lead CPAs in the firm.

So here is the key, to truly enjoy your “retirement lifestyle” will working in your new “retirement business” you will want to get crystal clear about what you should be focusing on, what you want to delegate and outsource and who you’ll need on your team.

And remember, just because you are the owner doesn’t mean you need to be front stage. You could be the owner and do the technical or managerial tasks, while partnering, delegating or outsourcing your marketing and front stage work.

In addition, your team can be virtual. My Virtual Assistant, Tara, lives across the county and takes care of all the detail work so I can do all the creative, big picture, and connecting with others.

My biz partner, Chris, makes everything better and is fabulous at graphic design. I also have a book editor and marketing expert who lives in North Carolina. We all have specific skills and work together great as a team.

Without my team, I would be overwhelmed and unable to implement. With my team, most systems, like the radio show for example, run totally without me. This way, I can travel, create, connect and lead which is what I love and do best.

Online Assessment and Consultation:

Want to know what you should be focusing on and what you do best? I suggest you start with an assessment.

One of my favorite assessments for identifying your key strengths or roles you should focus on in business as well as who you will need on your team is called Wealth Dynamics. The assessment is not free — it runs $97, but I believe it’s worth every penny.

You can visit the main website to learn more. They even have a nine-minute video that describes the process. When you take the assessment, you receive a very detailed 32 page assessment. Again, here is the link to check out the Wealth Dynamics assessment.

 

Katana AbbottIf you take the Wealth Dynamics assessment and want to review it with me, I am offering a limited time 30-minute complimentary Breakthrough Coaching Session which is a $200 value. During this call, we will talk about your business idea, what role you should play, and who you need on your team to thrive. Just visit www.TalkWithKatana.com and you’ll be taken to my online calendar when you can pick a time to chat!

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Posted by on Sep 22, 2014 in Contributing Expert, Money Mindset | 0 comments

Clarity the Secret to Confidence, Wealth and Happiness

Clarity the Secret to Confidence, Wealth and Happiness

As summer is coming to a close, many of us are looking at our year end goals and asking ourselves how am I going to do what I want to do, whether it’s about money, career, relationships or health.  Sometimes seeing just how far we need to go can feel overwhelming and we can lose confidence, feel discouraged and even go into fear.

Six Pillars 300x296 Clarity the Secret to Confidence, Wealth and HappinessWe all know that operating at this level will never get us what we want, because, “we get what we focus on most”.   So if we are operating from a mindset of it’s impossible, too much work, I don’t know how, I don’t have the money or the support, then that’s exactly what we are going to get.  It’s a spiritual law, the Universe always gives us what we ask for.

The Problem:  According to Dr. Bruce Lipton, to author of The Biology of Belief, 95% of the time, we are operating from the subconscious level of our mind, so our “little child” is running the show with lots of negative self talk and disempowering beliefs that are meant to keep us safe.

This voice keeps us from the having clarity and confidence to do what we really want to do.  My client put it best in our session a few weeks ago when she said, “When I don’t have clarity, I get muddled and go into a dark place.”  Can you relate to this?

So what do we do to get clarity?

I have a process called The Six Pillars of Awakened Prosperity System

  • Pillar #1 The Dream where you create your vision.  It’s where you want to go.  If you don’t have clarity about what you want and where you want to end up, how do you expect to activate the power of the Universe?  How will others know what you want so they can support you?  This is so crucial.  It’s where you start.
  • Pillar #2 Discovery is where you get clarity about who you are, why you are here, what you came to do (your purpose and mission).  These are huge concepts that create your foundation to your integrity, your platform and your values.  This is also where you identify roadblocks and challenges.
  • Pillar #3 The Leap is where you simply make a decision and work through the fear around it. You don’t need to know how yet.  This is where The Voice will get very loud telling you every reason why you should play it safe.  You certainly what support here.
  • Pillar #4 The Plan is the point that you create the actual steps, your team, develop systems, you analyze, whether it’s your health, your money, your business or your relationships you are working on.  This is where you will also want help from experts and a mentor.  Don’t try to do this on your own.
  • Pillar #5 The Dance is where it begins to get fun because you are finally implementing and testing.  This is all about making mistakes and this is where you learn and grow.  This is also where you will want to have support so you don’t give up.
  • Pillar #6 is Mastery.  Yes, at one point we finally reach mastery.  You have mastered the task whether it is creating wealth, getting out of debt, creating a business, writing your book and becoming a bestselling author, or taking charge of your health.

What happens when you reach Mastery?   You will have a new dream and begin the whole process again.  Feel free to watch my free 30 minute video.  Then if you want to go deeper, you are invited to schedule a complimentary Discovery Session to help you reach those year-end goals with clarity and confidence.  Isn’t it time to create wealth, make a difference and live a life you love?

 

Katana AbbottKatana Abbott, CFP®, is a Life and Legacy Coach™, and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life, visit www.smartwomencoaching.com

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Posted by on Jul 14, 2014 in Mindset, Money & Finances, Money Mindset | 0 comments

Top Four Challenges Facing Women in 2014!

Top Four Challenges Facing Women in 2014!

In the year following the 2008 market crash, I ran a survey asking over 200 women, “What’s the single biggest challenge holding you back from living your Perfect Life?

It’s been seven years now, and the stock market is at an all time record high, employment numbers are looking very positive with the jobless rate at 6.1%, interest rates are low and real estate is booming.  With all this positive economic news, I thought this would be a great time to run the survey again asking women the same question.

The overwhelming challenge facing women today is still money 38%, followed by “Not knowing where to start” or Clarity. 

  • Still #1 was “money” or Finances, which was up by 6%.
  • Knowing where to start or “Clarity” was still second again with a 2% increase.
  • Time jumped to 3rd place with a 6% increase.
  • Confidence moved to 4th place and actually decreased 2%

Here is the side-by-side comparison:

“What’s the single biggest challenge holding you back from living your Perfect Life?

2009 2014  Difference
Finances   32% 38% 6% increase
Don’t know where to start (Clarity)      22% 24% 2% increase
Time 10% 16% 6% increase
Confidence 12% 10% 2% decrease

             

So why is this and what are these results telling us?

Since the 2008 crash, I have interviewed and coached hundreds of women and what I have found is that many women have lost their jobs and had to reinvent themselves searching for new employment or even started their own businesses.  Many have run up debt, or had to dip into their savings (including their retirement plans which had already plummeted after the stock market crash).

So even with record unemployment, the stock market is at record highs and the recovery in the real estate markets, many women are not reaping the benefits of these improvements. In fact, the latest national survey by the Pew Research Center, conducted September 4-8, 2013 among 1,506 adults, finds that 54% say household incomes have “hardly recovered at all” from the recession.

Almost all the women in our survey shared personal comments regarding their selection.  Here are a couple which really sum this up nicely:

  • I have ideas for starting a business, but I’m not sure how to start.
  • I feel so busy trying to earn a living I don’t have time to make a life.
  • I understand you are supposed to do what you are passionate about, but I need help figuring out what I’m passionate about.
  • I know that my life does not have to be as hectic as it is. I am looking to learn to let go, and focus on what is most important!
  • I am receiving a pension and still working. Health Care deductibles are too high.
  • How to make a new business start while managing the rest of my life? The vision is there, but time continues to slip while trying to keep many balls in the air.
  • Everything seems to be in my way. How can I start sorting it all?

 

Even with the biggest challenge being “Finances“, I see money issues as simply a symptom of all the other challenges, starting with Clarity.  In his book, The Seven Habit of Highly Effective People, Steven Covey says to “start with the end in mind”.

Having Clarity includes knowing what you want, why it’s important to you, who you are at the soul level, your strengths, weaknesses, values, where you stand financially and of course having a clear PLAN and the SUPPORT.  You will also need to commit the TIME to do the work and heal past experiences, and then release the SELF DOUBT that will come up and zap your CONFIDENCE.

Six-Pillars

On the surface, this can all look very daunting and overwhelming. It will take time, work and finding someone who has done the work themselves to lead the way.   This is why I created my Six Pillars of Awakened Prosperity System.  The program is the result of my life’s work and it is the system I have used personally time and time again to move from challenge to success.  I promise, when you follow the process will work for you too.

In Brazil during a two week spiritual retreat

In Brazil during a two week spiritual retreat

I had the pleasure last March of taking 10 women through this program in Costa Rica at our Create Your Perfect Life Retreat.  Not only did we go through the program together in Costa Rica, but when the women returned home, they asked to meet together again.

In June, during the Summer Solstice, we even meet again, this time at my lake home in Michigan for 4 days.  I was excited to see how everyone had experienced breakthroughs during those 90 days while working through the process.

With our busy life and juggling so many roles, how do we as women make the time to this type of work?  Well, you don’t have to leave the country.  Look around; there are many books, online communities, and programs.  Many of them are free like Smart Women’s Empowerment.  Find one that resonates with you, show up, do the work and get support.

My first breakthrough came from the book, Think and Grow Rich, by Napoleon Hill.  Then I took a course on Goal Setting.  I am committed to lifelong learning. It’s such a treat for me to interview some of the planets greatest thought leaders, bestselling authors and change agents on Smart Women Talk Radio.  This is a free resource with over 300 content rich interviews.  You can access the blogs and if you are interested in working with me, you can schedule a complementary coaching session at www.talkwithkatana.com 

Here are three secrets for you to take charge of your life and your finances so you can truly create a life of purpose, while creating wealth and living a life you love:

  1. Find a mentor or a guide who has been where you want to go and follow them.  It takes 10 years or 10,000 hours to become an expert in your field – so shorten this journey with a guide.  This could be a program, or even a book.
  2. Identify your tribe and surround yourself with people who love and support you and who will hold you accountable to your dream.  Don’t do it alone. 
  3. Learn how to manage your energy and mindset.  So often we give up just before we reach success, or because of limiting beliefs or because we need to the tools to keep us inspired and able to finish what we start.

I’d love to hear from you.  Post a comment below, like our Fan Page, take our Survey or join our free community and I’ll be waiting on the other side!

 

Katana Abbott

 

Katana Abbott, CFP®, is a Life and Legacy Coach™, and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life, visit www.smartwomencoaching.com

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Posted by on Jul 3, 2014 in Contributing Expert, Mind, Body & Spirit, Mindset, Money & Finances, Money Mindset, Movie Reviews | 0 comments

Two documentaries examine the nature of life’s essentials

Two documentaries examine the nature of life’s essentials

Ivory Tower 1

The hallowed halls of Harvard University are one of the featured colleges in the new documentary, “Ivory Tower.” Photo courtesy of Samuel Goldwyn Films.

“Ivory Tower” (2014). Featured Experts: Richard Arum, Bennet Bergman, Jamshed Bharucha, David Boone, Brooke Brewster, Governor Jerry Brown, Kyrie Byer, Anthony Carnevale, Clayton Christensen, Michael Crow, Andrew Delbanco, Bob Estrin, Drew Faust, Stefanie Gray, John Hennessy, Anya Kamenetz, Daphne Koller, David Malan, Amirah Mitchell, Michael Roth, Lisa Rucinski, Victoria Sobel, Elizabeth Stark, Catherine Stevens, John Stuart, Peter Thiel, Sebastian Thurn, Ben Weeks. Director: Andrew Rossi. Writer: Andrew Rossi. Web site. Trailer.

“Fed Up” (2014). Narrator: Katie Couric. Featured Experts: Kelly Brownell, President Bill Clinton, Senator Tom Harkin, Mark Hyman, David Kessler, Risa Lavizzo-Mourey, Robert Lustig, Michael Pollan, Michele Simon, Margo Wootan. Director: Stephanie Soechtig. Writers: Mark Monroe and Stephanie Soechtig. Web site. Trailer.

Our everyday existence has many components that we consider essential for our personal growth, if not our very survival. Many times, however, we take these things for granted, giving little thought to them, including why they’ve taken the forms that they have (or that we’ve had a substantial hand in their realization). So, when these creations start to go awry, we’re often befuddled at how they’ve materialized as they have. “Why,” we rhetorically ask ourselves, “have these staples of existence assumed such unsuitable forms?” That’s a heady metaphysical question, one that provides a potent undercurrent in two new documentaries that deal with some of life’s essentials, “Ivory Tower” and “Fed Up.”

Education in America is frequently looked upon as an inalienable right, something to which we’re all entitled to have access, especially since it’s considered central to our development as productive, contributing members of society. At the very least, we assume that we’re entitled to a high school diploma, if not a college degree. That wisdom has occupied a prominent place in our beliefs for decades, too, and, over the years, various public and private programs have been established to further those objectives, noble ventures, to be sure.

However, over roughly the past 35 years, the pursuit of a university education has become an increasingly arduous undertaking, particularly financially. What was once seen as a realistically attainable goal has, in recent years, morphed into a fiscal calamity for many students and their families. Student loan debt, for example, has exploded to the point where graduates often face the prospect of having to pay off their obligations for the rest of their lives, a sort of modern-day form of indentured servitude.

Ivory Tower 2

Graduation day should be a time of joy, but, for many debt-burdened students and parents these days, it may be a short-lived joy, as detailed in the new documentary, “Ivory Tower.” Photo courtesy of Samuel Goldwyn Films.

How did we go from the point where students could pay for their educations by working summer jobs and taking out modest loans to the nightmare of being overwhelmed with debt in near perpetuity? That’s one of the key questions that “Ivory Tower” seeks to address. Through interviews with students, professors, administrators and politicians, coupled with a plethora of statistical data, the filmmakers explore this issue and document the reasons for this debacle, many of which have surprisingly little to do with the actual cost of educating pupils. By focusing on such issues as shelling out huge sums for expensive campus construction programs aimed at luring would-be students (often in an attempt at little more than one-upping competing universities) and paying administrators salaries in excess of what they’re likely worth, the nation’s colleges have unwittingly ballooned tuition and living costs beyond reason. Students, consequently, are saddled with debts they’re likely to have considerable difficulty paying off after graduation (if that even happens), especially since starting salaries have not kept pace with what they owe. In fact, the increasingly dire nature of these circumstances has even prompted a growing number of university candidates to question whether attending college is still worth the investment.

The foregoing concerns thus raise an even bigger question – what exactly do we want out of our educational institutions these days? That’s the issue “Ivory Tower” takes up after addressing the core problem. By examining the educational objectives being pursued by a number of the nation’s colleges – some well known, some not – the filmmakers attempt to examine this question, which has myriad ramifications in terms of what subjects are taught, how those lessons are delivered, what facilities and instructors are necessary for said programs, and what alternatives are possible. With a bloated, overpriced system on the brink of collapse, these are significant considerations that educators seriously need to examine – before it’s too late.

While education may nourish the soul, something that’s even more essential to our sustenance is food, and it, too, is something that has become a problematic staple for us today. That’s the issue explored in “Fed Up.”

Fed Up 1

America’s expanding waistline – and the food industry’s role in that phenomenon – provide the focus of the new documentary, “Fed Up.” Photo courtesy of RADiUS-TWC.

How is it that something that’s supposed to sustain us is making us so sick? With childhood obesity at record levels and rates of chronic illnesses like diabetes and heart disease skyrocketing, the food processing industry has come under serious scrutiny as the chief culprit in these problems, particularly for its products that contain added sugar (roughly 80% of the processed food items on the US market today). These problems have been compounded by a medical profession that has clung to outmoded recommendations for combating these conditions, by food manufacturers who skillfully manipulate and entice the tastes of consumers (especially children), often with deceptive marketing campaigns and disingenuous product offerings, and by complicit government agencies and officials that have apparently turned a blind eye to the reality of these issues to appease corporate interests at the expense of public health.

Through interviews with public health officials, politicians, medical researchers and consumers afflicted by food-related conditions, the film details how these circumstances arose, how they have been perpetuated, their current and projected future impacts, and the reasons why effective solutions have been thwarted or are hard to come by. The revelations offered up provide considerable food for thought for all consumers.

So how is it that we have arrived at this point with regard to our educational system and food supply? It would be easy to point a finger at the providers of these commodities and cite such considerations as incompetence or greed, and those contentions genuinely have some merit. However, as anyone who practices conscious creation understands, we all have a hand in the unfolding of these scenarios, whether or not we recognize it or are willing to own up to it. Given that we each create our reality through the power of our thoughts, beliefs and intents, we have been participants in the emergence of these circumstances as well, even if only as part of these mass-created events. The big question, in light of that, then, is why?

That “why,” of course, is the $64,000 question. As noted in a previous blog on my web site, “‘Grand Seduction’ extols the power of co-creation,”  in a collectively created mass event (such as the crises depicted here), we each have our own particular role to play, despite our participation in the larger whole. So, in light of that, the beliefs we contribute to the creation of these circumstances are highly individualized (and thus impossible to generalize to the entire group). However, considering the common attributes that pervade these events, it’s possible to speculate about some of the recurring themes in our collective belief contributions.

For instance, in creating our increasingly fast-paced way of life, we have grown progressively willing to abrogate our responsibility for being directly involved in the manifestation of many of our reality’s components. That interest in expediency may enable us to focus more on our own particular contributions to our existence, but it also leaves us “susceptible” to the impact of the beliefs (and motivations) underlying the creation beliefs of others. If we’re dissatisfied with those elements of our existence, then it behooves us to take back the reins of responsibility and become re-engaged in the process that brought those materializations into being. Placing the blame on others only goes so far if we recognize the role of our own complacency and disengagement in the emergence of such conditions.

In a larger sense, realizations about the manifestation of particular aspects of our existence not only alert us to the materialization of those specific attributes, but they also make us more aware of the part we play in the conscious creation of our wider reality. Indeed, when we become aware that we participate in the creation of a portion of our existence, it also sheds light on the role we occupy in the manifestation of its greater totality. Now, this is not to suggest that we should engage in acts of self-imposed penance or flagellation when it comes to those aspects of our existence that require remediation, but it does imply that taking responsibility to stay involved and attuned is crucial if we seek to create the elements of reality that best suits us.

When adverse or unsatisfactory conditions arise, it’s incumbent upon us to change them, a process that often encourages us to think outside the box. It prompts us to think more creatively, to envision never-tried-before possibilities, to seek resolutions not previously explored. That’s reasonable, too, especially since previously untried probabilities to address once-prevailing priorities were what got us into these circumstances in the first place. But, with those “solutions” having run their course and raised new challenges for remediation, it’s time to move on from them – and doing so using the same process that brought them into being initially.

Both films do capable jobs of probing their respective issues, and they both encourage viewer activism to rectify them. Individually, they also each have their strengths and weaknesses. “Ivory Tower,” for example, effectively details its core issue and offers a range of possible solutions (some of which work, some of which don’t and all of which are examined honestly). However, despite the film’s overall candor, its investigative efforts sometimes feel like they don’t probe deeply enough, that the picture doesn’t go for the jugular as much as it could (or should) have with some of its interview subjects.

President Bill Clinton, one of a number of featured experts in the new documentary, “Fed Up.” Photo courtesy of RADiUS-TWC.

President Bill Clinton, one of a number of featured experts in the new documentary, “Fed Up.” Photo courtesy of RADiUS-TWC.

“Fed Up” is also good at detailing its central problem. In fact, some have even argued that it goes overboard in doing so at times (a contention not without merit), though, personally, I’d rather that a film like this overstate its case than downplay its significance. With that said, however, the picture could be better at proposing solutions; the suggestions offered, though seemingly viable, come too few and far between. This sometimes makes for a film that’s more focused on damning the guilty than encouraging inspired resolution.

Trite though it may seem, it’s often been said that, if you’re not part of the solution, then you’re part of the problem. And, when it comes to the educational system and the food supply, the same applies, as these films illustrate. If we truly want things to be different, we must become involved, both actively and metaphysically, to effect change. In both cases, there’s too much at stake for anyone concerned about them to remain on the sidelines.

 

 

BrentMarchantGolden2Copyright © 2014, by Brent Marchant. All rights reserved.

A lifelong movie fan and longtime student of metaphysics, Brent Marchant is the author of Consciously Created Cinema: The Movie Lover’s Guide to the Law of Attraction (ISBN 978-1495976643, 2014), a reader-friendly look at how the practice of “conscious creation” (also known as “the law of attraction”) is illustrated through film. He’s also the author of a predecessor work on the same topic, Get the Picture: Conscious Creation Goes to the Movies (ISBN 978-1930491120, 2007).

Brent maintains an ongoing blog about metaphysical cinema and other self-empowerment topics at http://brentmarchantsblog.blogspot.com. He is also a contributor on metaphysical movie topics for New Age News magazine (www.newagenewsmag.com). His additional writing credits include submissions to VividLife magazine, BeliefNet, Library Journal and Master Heart Magazine. He’s a frequent guest on various Internet and broadcast radio shows, as well as a regular presenter at conscious creation conferences. Brent holds a B.A. in magazine journalism and history from Syracuse University.

Follow Brent and his books on Twitter (@Brent_Marchant), Facebook, LinkedIn, Google+, Sgrouples, Pinterest, GoodReads and Amazon Author Central, as well as through his web site, www.BrentMarchant.com. For a video preview of Consciously Created Cinema, visit YouTube at http://www.youtube.com/watch?v=kki5C07LzQk. Contact Brent by email at info@brentmarchant.com.

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Posted by on Jun 18, 2014 in Contributing Expert, Money & Finances, Money Mindset | 0 comments

Think Like a Millionaire

Think Like a Millionaire

Attitude is Everything

Business woman with a money treeThe most important attitude for financial success is long-term thinking. Successful people think a long way into the future and they adjust their daily behaviors to assure they achieve their long-term goals. In a longitudinal study done at Harvard University in the 50s and 60s, they studied the reasons for upward socio-economic mobility. They were looking for factors that would predict whether or not an individual or family was going to move upward and be wealthier in the future than in the present.

They studied factors like education, intelligence, being born into the right family, or having the right connections. In every case, they found individuals who had been born with every blessing in life who did poorly. They also found individuals who had been born or come to this country with no advantages at all who had been extremely successful. What was the distinguishing factor?

They finally determined that there was only one key attitude that mattered. They called it “Time Perspective.” Time perspective refers to the amount of time that you take into consideration when planning your day to day activities and when making important decisions in your life.

Time Perspective

People with long-time perspective invariably move up economically in the course of their lifetimes. When you spend weeks, months and years developing your skills and ability and expanding your experience in order to be successful, you have long-time perspective. The average professional person has a time perspective of 10, 15 and 20 years.

Begin to see that everything that you are doing today is part of a long-time continuum, at the end of which you are going to be financially independent or financially unfortunate. People with short-time perspective think only about fun and pleasure in the short term. They have what economists call “The inability to delay gratification.” They have an irresistible tendency to spend every single penny they earn and everything that they can borrow.

When you develop long-time perspective, you develop the discipline to delay gratification and to save your money rather than spending it. The combination of long-time perspective and delayed gratification puts you onto the high road to financial independence.

Action Exercises

Now, here are two things you can do to develop the attitudes of financially successful people:

First, think long-term about your financial life. Decide exactly how much you want to be worth five years, ten years and twenty years from today. Write it down. Make a plan. Take action on your plan every single day.

Second, develop the ability to delay gratification. Instead of buying something on impulse, put off buying decisions for a day, a week or even a month. Decide in advance to “think it over” before you buy anything. This can change the way you spend money almost immediately.

Want to know how to accomplish more in a month than most people accomplish in a year?
Brian Tracy’s audio program, The Miracle of Self-Discipline, will show you how! Training yourself to complete important tasks — even when you don’t want to — is a vital skill that every Top Achiever should master. 

 

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Posted by on May 20, 2014 in Money & Finances, Money Mindset | 0 comments

The Law of Saving

The Law of Saving

Saving moneyFinancial freedom comes to the person who saves ten percent or more of his income throughout his lifetime.

One of the smartest things that you can ever do for yourself is to develop the habit of saving part of your salary, every single paycheck. Individuals, families and even societies are stable and prosperous to the degree to which they have high savings rates. Savings today are what guarantee the security and the possibilities of tomorrow.

Start With Yourself

The first corollary of the Law of Saving comes from the book The Richest Man in Babylon by George Classon. It is to “Pay yourself first.”

Begin today to save ten percent of your earnings, off the top, and never touch it. This is your fund for long-term financial accumulation and you never use it for any other reason except to assure your financial future.

Develop New Habits Regarding Money

The remarkable thing is that when you pay yourself first, and force yourself to live on the other ninety percent, you will soon become accustomed to it. You are a creature of habit. When you regularly put away ten percent of your earnings, you soon become comfortable living on the other ninety percent. Many people start by saving ten percent of their income and then graduate to saving fifteen percent, twenty percent, and even more. And their financial lives change dramatically as a result. So will yours.

Take Every Advantage

The second corollary of the Law of Saving says, “Take advantage of tax deferred savings and investment plans.” Because of high and even multiple tax rates, money that is saved or invested without being taxed accumulates at a rate of 30% to 40% faster than money that is subject to taxation. Self-made millionaires, according to Dr Thomas Stanley’s book The Millionaire Next Door, are almost obsessive about accumulating their funds in assets such as real estate, self owned businesses and equities that increase in value without triggering tax liabilities.

Invest in company pension and retirement plans, 401(k) plans, IRA’s, Keough Plans, Roth IRA’s, Education Investment Accounts, stock option programs and whatever else has been approved by the IRS for long term financial accumulation. Make every dollar count!

Action Exercises

Here are two things you can do to apply this law immediately:

First, begin today to put away ten percent of your earnings. Set up a special account for this purpose and treat your contributions to this account with the same respect that you do your rent or mortgage payments each month.

Second, become a lifelong student of money. Read the best books, take courses and subscribe to the most helpful magazines. Know what you are doing so you can always make intelligent decisions when you invest your funds.

How Can You Attract More Wealth and Abundance?

We are now surrounded by more wealth than at any time in our history. The real question is how do YOU gain this abundance? Brian Tracy can show you how! Become a money magnet, immediately increase your income and learn wealth building secrets.  Brian Tracy’s spend decades interviewing millionaires to find out what their money-making secrets are…and how he’s put them all in one place!  Learn the top 21 ways to earn, save and invest your way to becoming a self-made millionaire.  Get started today with 21 Success Secrets of Self-Made Millionaires by Brian Tracy.

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Posted by on May 5, 2014 in Money & Finances, Money Mindset | 0 comments

Who Are the Millionaires?

Who Are the Millionaires?

Money, money, money...The way you think about money will determine how much of it you accumulate more than any other factor. Your attitude toward money affects your emotions and your motivations.

The Five Ways to Become A Millionaire

If you are really serious about becoming wealthy, you will want to know the five main ways that fortunes are made in this country. Number one, top of the list, top of the hit parade throughout the history of America, is self-owned businesses. It is entrepreneurship of all kinds, including in real estate. 74% of self-made millionaires in America, not only in this generation and in this century, but in the last century as well, come from self owned businesses.

How Wealthy People Start Out

The great majority of wealthy people started businesses and built them from the ground up. In the 19th century, fortunes were built by people like Andrew Carnegie, Jacob van Astor, Thomas Edison, Commodore Vanderbilt, J. P. Morgan and others. In the 20th century, especially in the last few years, businesses and fortunes alike have been built by people like Bill Gates, Steve Case, Larry Ellison, Ross Perot and Sam Walton. Each of these people started with nothing and built a business from scratch.

Become a Millionaire Where You Are

The second major source of self-made millionaires in America is senior executives. Ten percent of the self-made millionaires in America are men and women who have joined large corporations and worked with those corporations for many years. They rose to positions of seniority, were paid extremely well, given stock options, profit sharing and bonuses, and as a result of holding onto the money, they became millionaires.

 

Success Pays Big Rewards

Richard Eisner of Disney Corporation received a $126 million dollar bonus in a single year. Lee Iacoca of Chrysler Corporation was paid $26.7 million dollars as a bonus in a single year. It’s not hard to become a self-made millionaire when you are making that kind of money.

The Professional Road to Wealth

The third source of self-made millionaires in America is doctors, lawyers and other professionals. Men and women who become very, very good at what they do and rise to the top of their professions are eventually paid, very, very well. The top five percent in every field earn 10 and 20 times as much as the average person in that field.

Sell Your Way to the Top

The fourth major source of self-made millionaires in America is salespeople and sales consultants. Fully five percent of self-made millionaires are men and women who are the top salespeople in their fields. They never started their own businesses. They never went to college or university to get professional degrees. They just became very good salespeople for their products or services and were paid very good money. The secret was that they then invested the money conservatively and held on to it. 99% of self-made millionaires come from these four categories: self-owned businesses – 74%; senior executive positions – 10%: doctors, lawyers and other professionals – 10%; and salespeople and sales consultants – 5%.

Other Ways to Get Rich

The final one percent of self-made millionaires is made up of all the people in all other areas. This one percent consists of people who have made their money by inventions, in show business, in sports, through authorship of books and songs, lottery winners and inheritances. But these people make up only one percent of the total.

 

The bottom line is that there are so many ways for you to become a self-made millionaire that it is almost impossible for you not to achieve this goal if you are really serious about it.

Action Exercises

Here are two things you can do to put this information into action as soon as possible:

First, decide what it is that you really enjoy doing and then throw your whole heart into doing it extremely well. There is a direct relationship between excellent performance and the kind of high income that leads to financial independence.

Second, be perfectly honest with yourself on an ongoing basis. Is what you are doing right now going to lead you to financial independence, or do you have to begin making some serious changes in your work and in your life? Whatever your answer, take action on it immediately.

The #1 Way to Become a Self-Made Millionaire

Brian Tracy’s spend decades interviewing millionaires to find out what their money-making secrets are…and how he’s put them all in one place!  Learn the top 21 ways to earn, save and invest your way to becoming a self-made millionaire.  Get started today with 21 Success Secrets of Self-Made Millionaires by Brian Tracy.

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Posted by on Apr 8, 2014 in Love & Happiness, Mind, Body & Spirit, Mindset, Money & Finances, Money Mindset | 0 comments

Smart Women Tips to PUMP UP Your Intentions (Part III) – Competing Intentions

Smart Women Tips to PUMP UP Your Intentions (Part III) – Competing Intentions

3D Vision Intentions CrosswordWe live in very complex environments, and we are most likely asking for many things in many areas of our lives.  What we may desire in one area (like business) may not be what we want to experience in another area (like recreation).

Now that you understand how to craft clear and powerful intentions, you may still find yourself thinking that they are not working.  I just figured out another new reason why this could be the case:  your intentions may be in direct competition with each other!!

Let me give you a great example as it just unfolded for me this way.

Competing Intentions 

I was offered an opportunity to go to a lovely town in Panama and teach.  Our friends found a place we could stay for a month, and offered to help promote my workshops.   I had originally planned to teach 2 full weekend workshops and a brand new workshop on sound healing.  But obstacle after obstacle kept coming up, and no one was registering.  So we offered different workshops in response.  Still nada.

I couldn’t figure it out, until I reviewed my intentions from last year.   I had asked for 4-6 weeks vacations in exotic places, including Panama!  I had booked a month which was already a huge stretch for me, but I planned to teach for three weeks out of four.  I caught myself starting to feel like a failure, until I realized that my vacation intention was winning out over my “all of my workshops are easily filled with ideal clients” intention!

This was a huge “aha” moment.  So I decided to honor the vacation intention more, and shift the balance of time teaching to only one week,  offering shorter workshops, and taking the remaining time truly OFF.  That is when things moved along finally!

Forgetting what you Intend

I used to notice my partner doing something similar.  After steady clients had booked out his time for months on end, one night at dinner he would say he really wanted some time off.  Lo and behold in a month or so all his projects would complete or dry up with no new ones on the horizon.  Then he would get panicky that he had no work, until I reminded him that he got exactly what he had just asked for!  Oh, right, he mused.  And was more able to enjoy the time off, and not spend it worrying about work and money flow.  Sure enough, when he as rested, he would “call in the work” and it was always showing up.  

6 Tips to help avoid Competing Intentions

1)     Write them down!

Keep track of what you ask for, and when, so you can recognize it when it shows up.

2)    Be Flexible.

Most of us are still in our intentioning “training wheels” and we may need to adjust to things happening in new and different ways and timing.

3)    Assume you are manifesting

Assume you are co-creating your reality, instead of screwing up.  Then look more closely at what you are creating (what is working), and then ask what tweaks you may need to make to better fit your desires. If things don’t match, assume there are underlying strong beliefs that need addressing.  But you are co-creating!!

4)    Clear out the closets

Examine your results to identify the controlling thoughts or beliefs that must be dominant, then apply energy clearing techniques to release them.

5)    Anchor in the new correlating belief or feeling

This is key, as you must become a vibrational match for the new experience you desire.  If you say you want financial freedom, but you are resonating with “I don’t deserve” nothing will work until you clear the old patterning and reset your vibration to “I fully deserve abundance in all forms”.  This is why I love the advanced energy techniques of the Rays of Creation so much, because they accomplish both the clearing the old patterns and the anchoring in of the new desires.

6)    Be more precise.

Many times we ask for things without thinking it all through very concisely, and then wonder why we are not receiving more exact results.  For instance, you intend your income to increase, yet you don’t mention anything about your expenses, so the result could be higher income but higher expenses.

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Posted by on Mar 10, 2014 in Contributing Expert, Money & Finances, Money Mindset | 0 comments

3 Things That Keep You From Getting More Leads

3 Things That Keep You From Getting More Leads

If you are discouraged and frustrated because you have this amazing service and not enough people interested, you could be doing one or more of these three things!

In order to have a thriving business, you needs lots of new leads coming through and some of those will turn into paying clients eventually.

1. Not knowing what people want

If you don’t really know and understand your potential clients, than you will slip into your default and begin talking about what you do in a general way.  People won’t see your speciality and they won’t see how you stand out from everyone else.  Your message begins to sound like everyone else’s and there is no juice that will draw people to you.

2. Focusing on what you are offering

You’ve probably spent eons of time learning your skill and you love what you do. However your people don’t actually care what you do, they care about what they want  and how they feel.  Certainly what you do is what makes you an expert, but this in itself won’t attract anyone to you.  People are attracted by emotions; something that connects with them on that deep level of their yearning. When you focus all on what you are offering, it can become too much about you and not enough about them! At some point they will care, but not at the beginning.

3. Selling too soon

Being desperate for money and cash flow, many small business owners start selling way too soon. I’m sure you know what that feels like! You just want to get to know someone and then you feel like they have a mission to sell you their thing.  It could be a really good thing, but you aren’t ready to hear about it yet.  Ideally, selling doesn’t happen until someone self-selects to hear about it and even then it needs to relate directly to their want and need. They need to see how they will get the benefits they want. So, it’s all about timing!

I know I have done each of these things and all it did was block the energy flow. Can you relate?

 

 

 

KS13-027-Edit-2-199x300Kaya is a specialist at guiding wise women entrepreneurs to translate their gifts into their business so they can be empowered leaders and make a much bigger difference!  She is the author of “Clear Your Focus Grow Your Business,” as well as over 20 other programs and ebooks aimed to inspire, guide and support entrepreneurs to fulfill their own missions.

Through her own wisdom from life and professional experience of over 30 years, she has helped thousands of people internationally and online as a business mentor, consultant, counselor, facilitator and author. She’s owned five small businesses as well as her present venture, AwakeningBusiness.com. Kaya says, “If I can grow a successful business, you can too. You just need the system to follow and the commitment to make it happen.”

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Posted by on Jan 8, 2014 in Business & Marketing, Get Inspired, Mindset, Money Mindset | 0 comments

Happy New Year Intentions

Happy New Year Intentions

You are special and amazing just for the mere fact that you are running your own business.

You, who have started your own business from scratch, are the true entrepreneurs of the world.

It can be challenging as well as gratifying to have made this choice, but in the end, it’s all about you!

I only wish you prosperity and an abundance of ease and joy in 2014.

Planting your Seed for an Abundant New Year in 2014

I’m sharing this wonderful image for January  from Mary Engelbreit’s  2014 calendar.

I get to look at this picture on my wall all month as a reminder!

It’s an opportunity to consciously make those deep inner shifts that will allow you to change patterns.

As you do, there will a ripple effect in your prosperity, health, and happiness.

Tune into the power of this auspicious time and use it to help you begin the year in an empowering way!

Let’s focus on the three areas of wealth, health, and happiness.

Imagine that you are planting a garden and putting in a seed that will grow a beautiful  healthy plant! This one seed  will give you exactly what you need this year.

It’s about being mindful.

•  What is your intention around money in your business?

Do you know how much money you want to grow in 2014?  Do you know the income streams that will produce that?

What part of this is unclear? What part is surrounded be self doubt?

Be as specific as you can about where you need to be clearer, as this will make your intention seed more powerful.

•  Your health is important because you are your business and if you are stressed, out of balance, overworked or overwhelmed, you aren’t able to lead your business with the real power and wisdom you have inside.

That wisdom becomes over-shadowed by the need to survive, rather than thrive.

What needs to change in this area?

•  Happiness is equally important because if you aren’t truly happy, what’s the point?

How joyful do you feel and in what ways could you bring even greater happiness and joy into your life?

It could mean changing some patterns or looking at what’s missing.

Just tuning in, imagine holding one small seed in your hands and this seed incorporates the most important things you want to grow in 2014.

Breath that in and know you are holding the DNA for this creation to come into being in your business and life.

Jot down some notes right now and really feel it.

Once you know what your seed holds, this is very powerful.

It becomes real and not just an idea.

Your seed holds the solution and the magic of what you want.

Here are a few tips to help to grow your seed through the year.

1. Imagine it is December 31st 2014, what do you want your seed to have grown into? Picture what you want to see and have.  Be as detailed as you can as the more you can picture it or articulate it, the more likely you will be able create or manifest it.

2. What limiting thoughts do you have that could grow faster than your seed, and like weeds, would strangle  it and keep it from growing fully? The weeds are your thoughts, fears, old habits, all that stuff. You need to recognize and pull them out by the roots every time one comes up.

3. Take some risks to shift your habits.  It’s much easier to hold the seed in your hand than it is to plant and fertilize it. This could mean investing in getting help, trying something new, bringing in new support. What do you need to do in order to nurture your seed?

If you only do the first part of this process, and bring forth your seed and put out that intention, this is good.

However, the three tips I have just offered you are the real juice.

I encourage you to focus on all three areas because this will support you to have the abundance you want, get the clients you want to help, and to develop the products and services you want to create.

It will help you to stand more fully in that place where no one else can stand!

It will also help you to shift at the deepest levels so you will be able to be an even stronger leader of your business.

It’s so  important that people know what you stand for and what you don’t!

How clear are you about that and what magic does your seed hold?

Join me on a live call to do this ritual together.

Next Free call is January 14th. Please come!

 

KS13-027-Edit-2-199x300Kaya is a specialist at guiding wise women entrepreneurs to translate their gifts into their business so they can be empowered leaders and make a much bigger difference!  She is the author of “Clear Your Focus Grow Your Business,” as well as over 20 other programs and ebooks aimed to inspire, guide and support entrepreneurs to fulfill their own missions.

Through her own wisdom from life and professional experience of over 30 years, she has helped thousands of people internationally and online as a business mentor, consultant, counselor, facilitator and author. She’s owned five small businesses as well as her present venture, AwakeningBusiness.com. Kaya says, “If I can grow a successful business, you can too. You just need the system to follow and the commitment to make it happen.”

 

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Posted by on Dec 10, 2013 in Get Inspired, Money & Finances, Money Mindset, Uncategorized | 0 comments

Double your Income or Double your Time Off

Double your Income or Double your Time Off

If you had the choice to double your income or to double your time off, which would you choose?  It is possible, maybe not over night, but it is possible DoubleIncomeDoubleTime 300x179 Double your Income or Double your Time Offover time if you learn the steps, follow the process and stay on track. It’s all about consistency and implementation.

In this new age, you are rewarded for your results, not activities.  You are paid for your outcomes, rather than hours you work.

If you can double your value, you can double your income.  How?  By identifying the things you do that contribute the most to yourself and your clients.

I often refer to the 80/20 Rule:

  • That 80% of our results come from 20% of our activities.
  • That 80% of our income comes from 20% of our clients.
  • That 20% of the people generate 80% of the revenue

So think about how you can incorporate this rule into your life by spending more time on your most effective activities.  There are steps you can take whether you are an employee or an entrepreneur.  I believe you need to think of yourself as an entrepreneur even if you are an employee, but that is another story.

How can you reinvent your career – what you do every day – to bring you more income, freedom and joy?

Four Simple Steps:

  1. Bring out a piece of paper and draw a line across the top and one down the middle. Now put a smiley face icon smile Double your Income or Double your Time Off on top of the left column and an unhappy face  icon sad Double your Income or Double your Time Off on the top of the right column.
  2. On the left side, identify what are the things that you love to do, that you do well and that also bring you the most revenue.
  3. On the right side, identify all the things that drain your energy, that you put off, that you are terrible at or simply don’t get paid well for.
  4. Now eliminate, delegate and outsource all these items from the right side that are draining your energy and sucking your money so you can focus 80% of your time on the things items from the left side that you love, are great at and make you the most money.

It truly is that simple, but you might need some help with this.  I find most people do need support – but once they get it and begin to implement this process the magic begins.  I’ve seen it in my clients lives and I have used this secret over and over to not only create lots of wealth, but to give me the freedom to travel, make a difference and really live the life I love.

This is one of the smartest and fastest ways to double your income or time off.  It will require some work and investment initially on your part, because after you eliminate, you are still left with delegating and outsourcing.  This step will involve trust, giving up some control and ultimately result in your stepping into your power!

Now I invite you do to two things.

  • Do the exercise above right now or at least put it in your calendar right now…then see how you feel when you are done and share it with us below in our FaceBook group.
  • If you want help with your list when you complete it, click here to book a complimentary appointment with Michelle and me to take the first step in creating more time, freedom and money in your life by taking action with that list.

This process works and I can’t wait to hear what you discover, learn and create in your life, your business and your finances with it!

 

 

Katana Abbott

Katana Abbott

 

 

Katana Abbott, CFP®, is a Life and Legacy Coach™, and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life, visit www.smartwomencoaching.com

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Posted by on Nov 15, 2013 in Money & Finances, Money Mindset | 0 comments

Five Ways to Become Wealthy

Five Ways to Become Wealthy

19776391_sThere are basically five ways that you can become wealthy starting with nothing in America based on over 25 years of research into American millionaires. Number one, you can inherit it. Less than 10 percent of wealthy Americans inherited any of their money, and it’s less and less every single year.

The Second Way

The second way that you can become wealthy is you can achieve it professionally. You can become a doctor or a lawyer or an architect or an accountant. You can become extremely good at what you do, be paid very well, and hold on to the money.

The Third Way

The third way you can achieve it is you can become a senior executive of a large corporation. You can be highly paid; you can have stock options and bonuses. And if you stay with the company long enough, for enough years, you can be paid enough to become wealthy.

The Fourth Way

You can win it. But only a tiny fraction of one percent of wealthy Americans got that way by winning their money some way or another. As a matter of fact, the odds against you winning the lottery are the equivalent of lightning striking twice in the same place. They’re millions and millions to one.

 

 

The Best Way

The fifth way that you can become wealthy is you can start your own business and earn it all by yourself. Starting your own business has been and will always be the high road to becoming wealthy for most self-made millionaires. Entrepreneurship in America offers more opportunities and opens more doors than all other possibilities put together. This is why it has been said that if you have the ability to start your own business and you don’t do it, you are a fool. I’ll repeat that. If you have the ability to start your own business and you don’t do it, you’re a fool.

Where do you start?

You start by getting your finances under control. The very first thing you do is you make a decision to get your finances under control. Some years ago, a man named George Classon wrote a book called The Richest Man in Babylon. It’s a classic on financial success and what Classon said in that book was that the key to becoming wealthy is to pay yourself first. Take ten percent off your earnings, off your gross income every month and put it aside. Learn to live on ninety percent or less of your gross income. So the very first thing that you do is you begin to save your money.

Action Exercises

Now, here are two things you can do immediately to put yourself onto the high road to personal wealth:

First, resolve today to begin saving your money a little bit at a time. Set a goal to save 10% of your earnings, to put it away and to never touch it. This will change your life.

Second, immediately register your own business or sole proprietorship. Open a bank account, get business cards and letterhead and create the corporate entity under which you can do business. Your business opportunities will appear far sooner than you think. If you build it, they will come.

 

The #1 Way to Become a Self-Made Millionaire

Brian TracyBrian Tracy’s spend decades interviewing millionaires to find out what their money-making secrets are…and how he’s put them all in one place!  Learn the top 21 ways to earn, save and invest your way to becoming a self-made millionaire.  Get started today with 21 Success Secrets of Self-Made Millionaires by Brian Tracy.

 

 

 

 

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Posted by on Sep 18, 2013 in Money & Finances, Money Mindset, Retirement | 0 comments

Do you have a healthy relationship with money?

highlightedquoteA few years ago, I was interviewed on the topic, It’s Never Too Late to Become a Midlife Millionaire, by a brilliant interviewer, Lorwai Lan, on her show, Your Money and Your Mindset. Just a few weeks ago, she sent me an email saying that our interview had been the #1 downloaded podcast on the CEM network with over 30,000 downloads, so I went back and listened to it. It really was a great interview, and I invite you to listen yourself by clicking here.

One of the things that we talk about in the interview is mindset. This idea of mindset is so important, because no matter how much you make or have, you will never be able to keep it, grow it or feel secure and joyful about it — unless you have a healthy relationship with money!  This is why 70% of lottery winners squander away their winnings within a few years. We have all heard these stories and think, “I’d never do that!” Oh really?

We also know that when new wealth is created in families, there is a 90% probability that all the wealth will be gone by the third generation. It’s known as “Shirt sleeves to shirt sleeves in three generations”.

So what is your mindset around money? If you received a large sum – millions of dollars, could you hold on to it? You say yes, but how are you treating the money that you have today? Do you respect and appreciate it? To create, grow and keep wealth, you will a healthy relationship with it and an action plan.

How does this idea of “Becoming a Midlife Millionaire” feel too you?

  • Does it make you feel uncomfortable or does it feel too unrealistic?
  • What would your friends and family think of you if you were really rich?
  • Does the word millionaire seem too materialist or masculine?
  • What were you told growing up about money; Was it money doesn’t grow on trees or money is the root of all evil?
  • Are you triggered negatively by the idea of having a lot of money or those who already have it?

Our relationship with money – how we feel about it AND what we do with it – will have a profound effect on every area of our lives, because until we develop a truly sacred relationship with it and that means both the “Inner Work” and the “Outer Work” of money, we will never be able to ask for what we are worth, keep what we do earn, invest confidently to make it grow, or feel secure and confident about it once we have it.

I’ve worked with hundreds of women who have come to me to get help with their money and we always start with the “Inner Work”. If you are struggling with your relationship with money, thinking it’s too late to become wealthy, waiting for someone else to solve your financial problems, hoping the issues will go away by simply ignoring them, or going deeper and deeper into debt, even being afraid to spend it, or invest it, then it’s time to take action.

So the “Inner Work” is identifying our beliefs and disempowering beliefs around money, and then shifting, healing and releasing those beliefs while creating new empowering beliefs AND actions.

The “Outer Work” is what you are doing with your money. Are you getting paid what you are worth, do you respect it, are you saving and investing for your future?

No matter where you are in your life, there is hope. I can promise you this one thing. There is always hope and there is always a solution. So where do you start?

Step #1: Start with the Inner Work- your beliefs around money. What has been coming up while you were reading this article? I’ve helped hundreds of women heal their relationship with money by helping you identify your money personality which is based on your disempowering belief and your biggest challenge.

money in handsThere are 5 money personalities:

  • Value (I need to prove I am good enough)
  • Status (Whatever I achieve is not enough)
  • Love (I need to do whatever it takes to get love)
  • Security (I never know when what I have may be taken from me)
  • Recognition (I need to prove I’m right)

Once you identify your disempowering belief, challenge and personality, then it is time to release, forgive and heal. This process could take years or if done with a professional, it can be instantaneous. It’s truly step number one. This one step will shift everything. I’ve seen it happen with hundreds of women, frequently with immediate almost magical results.

Step #2: Now you can begin the Outer Work – Taking Action. So this is where you begin to look at where you stand and where you want to go. It’s time to be brutally honest, to clean up messes, set goals, and get the help you need. Steps could include:

Step #3: Don’t give up. Don’t try to do this part alone. Get support and surround yourself with like minded women who are on the same path. You can do this by joining our free Smart Women Community. There are Facebook Groups, free resources, 100 days of inspiration, weekly inspirational radio shows, and online forums.

I believe in you. I have been there and know how to do this. I have surrounded myself with dozens of supporters and they are all part of this community of smart, successful women who are willing to reach out and help each other. Check out these free resources and let us know how you transform. We want to hear from you!

head shot

 

Certified Financial Planner®, Katana Abbott, is Transformational Coach and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life!

Visit here for your free gift! www.smartwomencoaching.com

Read More

Posted by on Aug 26, 2013 in Money & Finances, Money Mindset | 0 comments

Could You Become a Midlife Millionaire?

Could You Become a Midlife Millionaire?

A few years ago, I was interviewed on the topic, It’s Never Too Late to Become a Midlife Millionaire, by a brilliant interviewer, Lorwai Lan, on her radio show, Your Money and Your Mindset. Just a few weeks ago, she sent me an email saying that our interview had been the #1 downloaded podcast on the CEM network with over 30,000 downloads, so I went back and listened to it. It really was a great interview, and I invite you to listen yourself by clicking here.

One of the things that we talk about in the interview of course is mindset. The idea of mindset is so important, because unless you have a healthy relationship with money, no matter how much you make or have, you will never be able to keep it, grow it or feel secure and joyful about it. This is why 70% of lottery winners squander away their winnings within a few years. We have all heard these stories and think, “I’d never do that!” Oh really?

We also know that when new wealth is created in families, there is a 90% probability that all the wealth will be gone by the third generation. It’s known as “Shirt sleeves to shirt sleeves in three generations”.

So what is your mindset around money? If you received a large sum – millions of dollars, could you hold on to it? You say yes, but how are you treating the money that you have today? Do you respect and appreciate it? To create, grow and keep wealth, you will a healthy relationship with it and an action plan.

How does this idea of “Becoming a Midlife Millionaire” feel too you?

  • Does it make you feel uncomfortable or does it feel too unrealistic?
  • What would your friends and family think of you if you were really rich?
  • Does the word millionaire seem too materialist or masculine?
  • What were you told growing up about money; Was it money doesn’t grow on trees or money is the root of all evil?
  • Are you triggered negatively by the idea of having a lot of money or those who already have it?

Our relationship with money – how we feel about it AND what we do with it – will have a profound effect on every area of our lives, because until we develop a truly sacred relationship with it and that means both the “Inner Work” and the “Outer Work” of money, we will never be able to ask for what we are worth, keep what we do earn, invest confidently to make it grow, or feel secure and confident about it once we have it.

I’ve worked with hundreds of women who have come to me to get help with their money and we always start with the “Inner Work”. If you are struggling with your relationship with money, thinking it’s too late to become wealthy, waiting for someone else to solve your financial problems, hoping the issues will go away by simply ignoring them, or going deeper and deeper into debt, even being afraid to spend it, or invest it, then it’s time to take action.

So the “Inner Work” is identifying our beliefs and disempowering beliefs around money, and then shifting, healing and releasing those beliefs while creating new empowering beliefs AND actions.

The “Outer Work” is what you are doing with your money. Are you getting paid what you are worth, do you respect it, are you saving and investing for your future?

No matter where you are in your life, there is hope. I can promise you this one thing. There is always hope and there is always a solution. So where do you start?

Step #1: Start with the Inner Work- your beliefs around money. What has been coming up while you were reading this article? I’ve helped hundreds of women heal their relationship with money by helping you identify your money personality which is based on your disempowering belief and your biggest challenge.

money 300x199 Could You Become a Midlife Millionaire?There are 5 money personalities:

  • Value (I need to prove I am good enough)
  • Status (Whatever I achieve is not enough)
  • Love (I need to do whatever it takes to get love)
  • Security (I never know when what I have may be taken from me)
  • Recognition (I need to prove I’m right)

Once you identify your disempowering belief, challenge and personality, then it is time to release, forgive and heal. This process could take years or if done with a professional, it can be instantaneous. It’s truly step number one. This one step will shift everything. I’ve seen it happen with hundreds of women, frequently with immediate almost magical results.

Step #2: Now you can begin the Outer Work – Taking Action. So this is where you begin to look at where you stand and where you want to go. It’s time to be brutally honest, to clean up messes, set goals, and get the help you need. Steps could include:

Step #3: Don’t give up. Don’t try to do this part alone. Get support and surround yourself with like minded women who are on the same path. You can do this by joining our free Smart Women Community. There areFacebook Groupsfree resources100 days of inspirationweekly inspirational radio shows, and online forums.

I believe in you. I have been there and know how to do this. I have surrounded myself with dozens of supporters and they are all part of this community of smart, successful women who are willing to reach out and help each other. Check out these free resources and let us know how you transform. We want to hear from you!

Read More

Posted by on May 14, 2013 in Enlightenment, Money & Finances, Money Mindset, Retirement | 0 comments

Are You Ready to Retire Happy, Wild and Free?

Are You Ready to Retire Happy, Wild and Free?

I just finished the book called, “How to Retire Happy, Wild and Free.” In this book, Zelinski suggests retiring as soon as possible while you are still young and healthy and then finding ways to enjoy your retirement more by discovering your life purpose, pursuing hobbies and enriching your life. If you do work part-time in retirement, he suggests doing something that you love regardless of the pay. chairs on beach

While his book is focused on how to enjoy your retirement more, I have been inspired to use some of his suggestions for women in midlife who are still working but feel that they are really ready to write that next chapter of their lives. I have found that often when a woman has reached 40-50, if she has not found something that she is passionate about in her career; it begins to affect her entire life. Imagine what it would be like if you could create the ideal life of your dreams working at something that you love.

Ask yourself these questions:

  • Are you crazy about your job?
  • Do you wake up excited every day — passionate about your life?
  • If money and time were no issue, would you still be doing what you are doing?

If you answered “no” to any of these questions, you may be ready for a major change. Zelinski states, “A few individuals are lucky enough to have had their career work and some passionate pursuit be one and the same. Thus, they can continue happily working part-time in their field well past retirement, without having to discover their true calling. Unfortunately, this is not true for most of us.”

Whether you are looking to retire early, change careers, start your own business or just want to make your life more interesting, consider doing some soul searching or assessments to discover your true passion in life.

There was a point in my life when I was working in a regular job, working 60 hours a week, day after day doing the same thing over and over. I hated it. I used to wake up and look at my husband and say, “Gotta make the donuts.” I cannot imagine living that way again.

How many of these statements reflect the way you feel right now about your work?

  • I hate going to work and cannot wait to retire
  • I spend everything I make and refuse to look at my investment statements.
  • I hardly ever take a vacation. When I do, it takes me a long time to relax.
  • I have no hobbies or interests outside work.
  • I have no time for exercise or taking care of myself.
  • Most of my best friends are from work and I don’t even like them that much!
  • Most of my social functions are work related.
  • I am proud to be a workaholic even though I know I am not that productive
  • When I am home, I am restless or exhausted and can’t even imagine starting a hobby.
  • I have a book in me that I would love to write some day, but know that I will never have the time.

If your work is running your life, consider the idea of reinventing your life to one filled with passion–where you can wake up every morning excited to start the day! It is possible, but it will take some work on your part to make it happen.

Life is too short to live without passion and purpose. I have seen too many individuals work right up to 60 or 65 only to discover that their health is gone and with it–their dreams. One of my neighbors had been working overtime, six days a week, to maximize his pension. He was going to retire at 60 only he never made it—he died of a heart attack while driving home from work. He and his wife had a financial plan and she will be fine financially, but what good is a bunch of money if your dreams are crushed? Could he have retired 10 years earlier; could he have found something else to do for the last 10 years that was good for his health — that he loved doing and perhaps could do for the next 20 years if he chose? I believe the answer is “yes”.

Since it is very difficult to spend your last nickel with your last breath, it’s important to have a plan. I love the idea of retiring as soon as possible to pursue your passion and even earning an income from this passion! I have discovered this secret for myself and am in the process of creating multiple streams of passive income.

Begin to envision your ideal life…what would you do for free…what gets you excited and how would you like to spend the rest of your life? Journal about this and write down what would have to happen in your life to make this a reality.

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Certified Financial Planner®, Katana Abbott, is a Life Purpose and Legacy Wealth Coach and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life!

Visit here for your free gift! www.smartwomencoaching.com

Read More

Posted by on Oct 15, 2008 in Money Mindset | 0 comments

5 Steps for Taking Control of your Finances

5 Steps for Taking Control of your Finances

 

One day it hits you like a rock. You’re knee-deep in financial quicksand with no savior in sight. Maybe it comes as a declined credit card purchase, or a minimum payment higher than your bank balance. Maybe it’s just the realization that you really are mortal and will need funds to support you when your working days are over. The bad news is you’ve got to dig out of the hole before you can build for the future. The good news is that with commitment and time, you can gain control of your finances.

 

Start with these five sensible steps:

 

  1. Pay your self first

·  Start a cash reserve fund with the intent of building it over time to at least three months worth of fixed expenses – rent or mortgage payments, utilities, auto payments, credit cards, food, and gasoline. Start today, even if you can only save $10 a week in the beginning.

· If your employer offers a retirement plan, enroll immediately. Since women outlive men and often take time out of the workforce to care for both children and aging parents, it is important for women to save more than men.

 

2.    Respect Money and Control your Debt

·  Pay your bills on time, and pay off your credit card every month, if you can. If you are in debt and able to make only minimum payments, stop spending and get help immediately.

·  Buy a small journal and document every penny you spend for one week to identify your “spending leaks.” Typically, leaks are things like late fees, movie rentals, overpriced coffee, fast food, and anything else you don’t need for survival. These are the dollars you will use to begin paying off your debt and building a cash reserve.

· Saving $4/day at age 20 at 10% could potentially build to $1,000,000 by age 65.  Wait until you’re 30 and you will need to save $11/day. At 40, you’re up to $30/day and by age 50 it’s $95.  So get serious and start now!

 

3.   Assess your job or career path

· How is your income affecting yourlife and your finances?

·Are you passionate about your work, or is it “just a job”? Would you still do it if you won the Lottery, or had a magic wand? If not, then why are you still doing it?

· Are you utilizing your unique talents and skills?

·Are you earning what you are worth?

· Stretch – take charge of your career, and you’ll take charge of your income.

 

4. Create a game plan

 

·  Write down your goals for the next 12 months.

·  Make your goals clear, measurable, and time-specific so you can track your success.

·   Tape the list to your mirror, on your refrigerator, or on your bedroom wall, where you can read them and focus on them every day.  We really do attract the things on which we focus, so keep your focus on what you want in your life!

5.     Find support and hold yourself accountable

·  Surround yourself with positive, supportive people.

·  Hire and meet regularly with a financial planner.

·  Find a life coach or mentor.

· Read self improvement books and learn how to be smart about money.

·  Get help on the internet with a virtual community or forum group.

·  Take a tele-class or seminar focused on money, career or starting a business.

 

Money and financial growth consciousness doesn’t come in flash. It may take months – maybe even years – to gain total control of your finances. But if you consistently follow these steps, that day will come. And when it does, celebrate!

 

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Certified Financial Planner®, Katana Abbott, is Transformational Coach and founder of the Six Pillars of Awakened Prosperity System™, the proven step-by-step process that shows you exactly how to create wealth, make a difference and live the life you love.  To get your F.R.E.E. Video Course and receive her weekly money, mindset and manifesting articles on attracting more wealth, joy and ease into your life!

Visit here for your free gift! www.smartwomencoaching.com

Read More

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